The 40s Reset – www.silviopaiva.com and app.silviopaiva.com

Last updated: 05-10-2026

1. WHO WE ARE

These Terms are an agreement between you and Silvio Paiva, Tarrogona, Spain, [TAX ID 225486347.

By using our website, the free Reset Profile, The 40s Reset App (app.silviopaiva.com), our e-books or the 1:1 Launch Partnership, you agree to these Terms. If you do not agree, please do not use them.

2. ELIGIBILITY

You must be at least 18 years old, or the age of majority where you live.

3. OUR PRODUCTS

- Free Reset Profile: free access to the first stations of the app, with daily usage limits.

- The 40s Reset E-book: a digital download, with the bonuses described on its sales page.

- The 40s Reset App: access to all stations of the app, the Reset AI and the Reset Coach, as described on its sales page at the time of purchase.

- 1:1 Launch Partnership: personal guidance agreed with you after a free call (see section 11).

Each product page describes what is included. If anything on a product page conflicts with these Terms, the product page applies for that product.

4. ACCESS AND YOUR ACCOUNT

- You sign in to the app with the email address you used to sign up or buy. App buyers also receive a member code.

- Your access is personal. Do not share your member code or let others use your access.

- Your app progress is saved in your own browser on your device. Clearing your browser data deletes it, and other devices do not see it. Please download anything important (the app offers downloads) because we cannot recover lost data.

- Tell us at sp@silviopaiva.com if you think someone is using your access.

5. HOW THE AI WORKS, AND ITS LIMITS

- The app uses artificial intelligence provided by third parties to generate suggestions such as skills, niches, business models, plans and texts.

- AI answers can be incomplete, inaccurate or unsuitable for your situation. Review everything before you use it.

- The app and our materials are educational. They are not legal, tax, financial, medical or professional advice. For those matters, consult a qualified professional.

- Please do not enter sensitive personal data (such as health data) or confidential information belonging to others.

6. NO INCOME GUARANTEES

We do not promise any particular income, sales or results. Any examples are illustrations only. Results depend on your own work, skills, market and many factors outside our control.

7. FAIR USE AND ACCEPTABLE USE

- The AI features are included under fair use. We may set daily limits, especially on free access, to keep the service fast and affordable for everyone.

- You may not: share or resell access; try to bypass limits or security; copy, scrape or extract the app's content or instructions; use the app to create illegal, harmful or misleading content; or use it in a way that harms the service or other users.

- If you break these rules, we may limit, suspend or end your access.

8. PRICES AND PAYMENT

- Prices are shown on each product page in US dollars. Applicable taxes (such as VAT) are added where required.

- Payments are processed securely by our checkout and payment providers (systeme.io, Stripe and PayPal). By completing a purchase, you authorize the charge shown.

- If a payment plan is offered, you agree to pay every instalment. If a payment fails, we may pause access until it is completed.

9. DIGITAL CONTENT, RIGHT OF WITHDRAWAL AND REFUNDS

- Our e-books and app give you immediate access after payment.

- If you are a consumer in the European Union, you normally have 14 days to withdraw from an online purchase. At checkout, you expressly agree that access starts immediately and acknowledge that you therefore lose your right of withdrawal once access begins.

- Because access is immediate and complete, all sales are final and we do not offer refunds, except where the law requires one or where a technical problem on our side prevents you from accessing what you bought and we cannot fix it within a reasonable time. Report technical problems to sp@silviopaiva.com.

- You can try the free Reset Profile before buying.

- If you dispute a payment with your bank without contacting us first, we may suspend your access while the dispute is reviewed.

10. AVAILABILITY AND CHANGES TO THE APP

- We work to keep the app available, but it may sometimes be unavailable for maintenance or because of problems with our providers.

- We may improve, change or remove features over time, as long as the overall value of what you bought is not substantially reduced.

- If we ever decide to close the app, we will give you at least 30 days' notice by email so you can download your work.

11. 1:1 LAUNCH PARTNERSHIP

- The Partnership starts with a free call. If we both decide to work together, we confirm the scope, duration, price and payment terms with you in writing before you pay.

- Calls can be rescheduled with at least 72 hours' notice. Calls missed without notice may not be rescheduled.

- We provide guidance and support; you remain responsible for your decisions and your business.

12. INTELLECTUAL PROPERTY

- Our website, app, e-books, videos, prompts, designs and other materials belong to us or our licensors. Your purchase gives you a personal, non-transferable licence to use them for your own business. You may not copy, share, resell or publish them without our written permission.

- What you create with the app (your profile, offers, texts, plans and other outputs) is yours to use in your business. You give us the limited permission needed to process your content in order to provide the service.

13. THIRD-PARTY SERVICES

The app may suggest or link to third-party tools (for example Canva, YouTube, website builders or AI tools). Your use of them is governed by their own terms, and we are not responsible for them.

14. LIMITATION OF LIABILITY

- To the extent permitted by law, we are not liable for indirect or consequential losses, lost profits or lost data arising from your use of the website, the app or our products.

- Our total liability for any claim related to a product is limited to the amount you paid for that product.

- Nothing in these Terms limits liability that cannot be limited by law, including for gross negligence or wilful misconduct, or your statutory rights as a consumer.

15. PRIVACY

How we handle your personal data is explained in our Privacy Policy: www.silviopaiva.com/privacy-policy

16. GOVERNING LAW

These Terms are governed by the laws of Spain. If you are a consumer, you also keep the protection of the mandatory consumer laws of the country where you live, and you may bring a claim in the courts of that country.

17. CHANGES TO THESE TERMS

We may update these Terms. The date at the top shows the latest version. Changes do not affect purchases you have already made, unless the law requires otherwise or the change is in your favour.

18. CONTACT

sp@silviopaiva.com